Apple Pay Cash is available on iOS 11.2, now available as a public beta 2 for developers and testers. Instead of seeing an "i" you'll see the keyboard autocorrect to the letter "A" with a symbol.
Aside from Apple Pay Cash, another important content of the iOS 11.2 public beta 2 is the fix to a unusual autocorrect bug. The latest beta update includes the usual fixes to the issues caused by the preceding iOS version. The issue did not affect everyone, but many people reported the problem on social media.
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The first time users receive money, they can tap on the payment bubble to accept terms and be issued a new virtual Apple Pay Cash card, which can only be used to send money or pay for things via Apple Pay.
With the release of the update, that workaround should no longer be necessary.
But UK residents could be waiting until 2018 for Apple Pay Cash to arrive locally.
iOS 11 was released to the general public in September that brought quite a handful of forward-facing additions to the table. The device then pulls up Apple Pay as a suggestion where it usually predicts the next word. Users will be able to send cash to others with their Watch by finding Apple Pay on the Message app.